Welcome to EMI Plus Pro by a1Softs, available on Web, Android, iOS, and Windows. Your privacy is fundamental to how we build our tools. By using this application, you agree to this Privacy Policy, our Terms of Use, and the Financial Disclaimer outlined below. We are committed to transparency – no hidden data collection, no unexpected sharing.
This application does not collect personally identifiable information directly. Any financial data you enter into the EMI calculator — including loan amount, interest rate, tenure, or any derived results — remains strictly on your device. No such information is stored on our servers or transmitted elsewhere. Your calculations are processed locally, ensuring complete confidentiality.
Zero data persistence · No tracking of financial inputs · Your numbers stay yours.
To maintain and improve the app experience, EMI Plus Pro may integrate with trusted third‑party services. These providers operate under their own privacy policies and may collect anonymised usage data.
These services are used only for crash analytics, aggregated usage trends, and contextual advertising (where applicable). They do not receive any personal or financial data from your EMI inputs. You may control ad personalization through your device settings.
Our application does not knowingly collect personal data from children under 13 years of age. We do not target minors, and we encourage parents and guardians to supervise their children's digital activities. If you believe we have unintentionally gathered such information, please contact us so we can promptly remove it.
By using EMI Plus Pro, you agree to the following terms:
EMI Plus Pro provides financial calculations for informational and planning purposes only. It should not be considered professional financial advice, loan guarantee, or replacement for consulting with licensed financial advisors or lenders.
Actual loan amounts, interest rates, processing fees, and final EMI values may vary depending on banks, NBFCs, or financial institutions. Always verify terms directly with your lender before making any financial commitment.
a1Softs does not assume any responsibility for actions taken based on calculator outputs. Use the tool as a reference only.
Premium Access
We may offer a paid version (“Premium”) with additional features, advanced EMI scenarios, or an ad-free experience. By subscribing to Premium, you agree to applicable fees and payment terms as presented in the app or platform store. Paid features, pricing options, and their availability may change at any time with reasonable notice. Subscriptions are managed through your app store account (Google Play, Apple App Store, or Microsoft Store). Refunds are subject to store policies.
Policy Updates
We may update this Privacy Policy and related terms from time to time to reflect legal requirements or operational changes. The “Effective Date” at the top indicates the latest revision. Continued use of the app after changes constitutes acceptance of the updated policy. We encourage you to review this page periodically.
EMI Plus Pro is built with privacy-first architecture. Here's a clear summary:
We follow mobile data safety guidelines and do not request unnecessary permissions. Your trust is our priority.
